Services We Offer

 

 

Get a Quote

motorcycle insurance

 

File a Claim

 

Policy Changes

 

Ask a Question

 

About Us

 

 

 

Email Us

 

 

 

*Liability includes both Bodily Injury and Property Damage*

 

● Bodily Injury Liability

Pays when an insured person, while operating an insured vehicle, is found to be legally responsible for an injury or death which is they cause to someone. This coverage also pays court costs and

attorney fees if you are sued.

 

This coverage is limited to the amount you purchase. For example, if the policy your purchase shows a limit of 100/300, this means that for each person injured or killed in the accident for which you are found to be legally responsible for causing, your insurance

policy would pay up to a maximum of $100,000 for each individual

irregardless as to how many people are injured or killed. However, if more than one person is injured or killed the maximum amount available for the entire accident would be $300,000. You can see the importance of having an adequate limit of insurance available

in order to protect your assets, which could include your future

earnings.

 

 

● Property Damage Liability

Pays when an insured person is legally responsible for damage to the property of others caused by your insured vehicle. Just like Bodily Injury Liability, this coverage also pays for your legal

defense costs if you are sued. Property is any item, other than a human being.

 

This coverage is limited to the amount you purchase. The policy limit for property damage is shown as the third number in the

coverage example of 100/300/50. This policy example would have a maximum limit of $50,000 available for damage to property of

others. Once again you can see the importance of having an

adequate limit available in the event of a loss.

 

 

● Medical Payments Coverage

Pays certain medical and funeral expenses resulting from a motor vehicle accident. This coverage protects anyone occupying your

vehicle. It also covers you and relatives who reside in your

household while in other vehicles or if struck as a pedestrian or while riding a bicycle. These benefits are payable without regard to fault. This coverage may not be available in states that require

Personal Injury Protection Benefits.

 

 

● Uninsured/Underinsured Motorist Bodily Injury Coverage

Protects you, your resident relatives, or the occupants of a covered

vehicle when the owner or operator of another motor vehicle who hits your vehicle is responsible for causing the accident and either has no insurance or not enough bodily injury liability limits to pay for the injuries sustained by you or the occupants of your covered

vehicle.

 

 

 

● Coverage descriptions provided are general in nature only. Any description provided here does not amend, alter or modify the terms of your insurance contract. Be sure to read your policy for further definitions, limitations and exclusions.

Need to speak with an agent? Call us at (661) 255-8282